The funds used by a company to acquire, upgrade, expand and maintain physical assets such as property, plants, buildings, technology, add new outlets or equipment are known as capex loans. These types of financial loans are taken up by companies to increase the scope of their operations or add some economic benefit to the operation. Capex (capital expenditure) tells you much a company is investing in existing and fixed assets to maintain or grow their business. Moreover, capex is any type of expense that a company capitalizes or shows on its balance sheet as an investment, rather than on its income statement as an expenditure.